Foundations of Finance (Focus: Financial Literacy,
Basic Accounting, and Economic Principles)
A. Common Units of Competence - (Essential
skills applicable across all financial fields)
1. Introduction to Financial
Systems
o Introduction to finance
o Role of finance in business and personal
life
o Overview of financial markets,
institutions, and instruments
2. Mathematics for Finance and
digitization
o Basic digital literacy
(Microsoft word, Excell etc)
o Time value of money (TVM)
o Simple vs. compound interest
o Basic financial calculations (PV,
FV, annuities)
3. Work place and Financial Ethics
& Regulations
o Effective Communication for
finances
o Ethical considerations in
finance
o Overview of financial laws and
compliance
B. Basic Units of Competency - (Core
foundational knowledge in finance)
4. Principles of Accounting
o Double-entry bookkeeping
o Understanding financial
statements (Income Statement, Balance Sheet, Cash Flow)
5.
Economics
for Finance
and finance markets.
o Supply and demand, market
structures
o Inflation, GDP, monetary and
fiscal policies
o Stock markets, bond markets,
forex
o Role of central banks and
regulators
6. Personal Finance Management.
o Budgeting and saving strategies
o Debt management and credit
scores
o Basics of investing (stocks,
bonds, mutual funds)
SEMESTER
2
C. Core Financial Competencies - (Advanced
skills for professional application)
(Focus: Corporate Finance, Investment, and
Financial Analysis)
7. Corporate Finance
·
Capital
budgeting (NPV, IRR, payback period)
·
Cost
of capital (WACC)
·
Leverage
and capital structure
8. Investment Analysis & Portfolio
Management
·
Risk
vs. return trade-off
·
Diversification
strategies
·
Modern
Portfolio Theory (MPT) basics
9. Financial Analysis &
Valuation
·
Ratio
analysis (liquidity, profitability, solvency)
·
Discounted
Cash Flow (DCF) valuation
·
Comparable
company analysis
10. Risk Management & Insurance
·
Types
of financial risks (market, credit, operational)
·
Hedging
strategies (derivatives, futures, options)
·
Basics
of insurance products
11. FinTech & Digital Finance
·
Blockchain,
cryptocurrencies, and digital payments
·
Robo-advisors
and AI in finance
12. Final project: Financial analysis report
or investment proposal
Assessment
Methods:
- Quizzes on financial
concepts
- Assignments (financial
calculations, case studies)
- Mid-semester assessments (Semester
1)
- Final project presentation (Semester
2)
